Introduction to the Dubai Golden Visa
Dubai’s Golden Visa is a highly sought-after residency program offering a renewable 10-year residency to investors, entrepreneurs, and skilled professionals. One of the most attractive ways to secure this visa is through real estate investment, providing expatriates with stability, long-term security, and multiple financial benefits.
This guide will cover everything you need to know about obtaining a Golden Visa in Dubai through real estate investment, including eligibility criteria, investment requirements, application steps, and key benefits.
What Is the UAE Golden Visa?
The UAE Golden Visa is a long-term residency program launched to attract foreign investors and skilled professionals. Unlike standard residency visas, the Golden Visa offers extended residency without requiring a local employer or sponsor.
For real estate investors, this visa presents a unique opportunity to live in the UAE while leveraging its booming property market for financial growth.
Why Get a Golden Visa in Dubai Through Real Estate Investment?
Dubai’s real estate market is one of the most lucrative investment options globally, offering high rental yields, zero property tax, and continuous appreciation in property value. Obtaining a Golden Visa through real estate allows investors to benefit from:
- 10-year renewable residency without a local sponsor.
- Family sponsorship, including spouse, children (of any age), and domestic staff.
- Freedom to work, study, or start a business in Dubai.
- Tax advantages, including no personal income tax.
- Property ownership flexibility, including mortgaged properties.
By investing in Dubai real estate, you can secure long-term residency while generating passive income from your property.
Eligibility Criteria for a Golden Visa Through Real Estate Investment
To qualify for a Golden Visa through real estate investment, you must meet the following criteria:
1. Minimum Investment Requirement
- Investors must purchase a property worth at least AED 2 million, only 20% needs to be paid off.
- The total value can be from one or multiple properties.
2. Property Ownership Conditions
- Mortgaged properties are eligible, but the investor must have paid at least 50% of the property’s value.
- The property must be completed and registered with the Dubai Land Department.
3. Type of Property Allowed
- The investment must be in a residential or commercial property.
- Land purchases do not qualify for the Golden Visa.
Step-by-Step Process to Obtain a Golden Visa in Dubai Through Real Estate
Follow these 5 simple steps to apply for a Golden Visa through property investment in Dubai:
Step 1: Purchase a Qualifying Property
- Invest in a property worth AED 2 million or more in Dubai.
- Ensure the property is in a designated freehold area for foreign ownership.
- If using a mortgage, pay at least 50% of the loan amount before applying.
Step 2: Gather the Required Documents
Prepare the following documents for the Dubai Land Department (DLD):
- Title deed/Oqood (proof of property ownership).
- Valid passport copy.
- UAE entry permit or valid residency visa.
- Recent passport-sized photograph.
- No Objection Certificate (NOC) from the bank (if the property is mortgaged).
Step 3: Apply for the Golden Visa Through the Dubai Land Department
- Visit the DLD service center or apply online through the Dubai REST app.
- Submit all required documents and pay the application fee.
- The authorities will verify your property ownership and investment status.
Step 4: Undergo Medical Examination and Biometrics
- Visit an authorized medical center in Dubai for a health check-up.
- Provide biometric data (fingerprints, photo, retina scan) as part of the residency process.
Step 5: Receive Your Golden Visa
- Upon approval, you will receive your UAE Golden Visa, granting you 10 years of renewable residency.
- You can now sponsor your family members and enjoy all the benefits of long-term residency.
Costs and Fees for the Golden Visa Application
Applying for a Golden Visa through real estate investment comes with various fees:
| Cost Type | Approximate Fee (AED) |
| Application Fee | 4,000 – 6,000 |
| Medical Test & Biometrics | 700 – 900 |
| Emirates ID Fee | 1,000 – 2,000 |
| Real Estate Registration Fee | 4% of property value |
| Bank NOC Fee (if mortgaged) | 500 – 1,500 |
These fees can vary depending on the property value and additional services required.
Frequently Asked Questions (FAQs)
Can I Get a Golden Visa for an Off-Plan Property?
Yes. Off-plan properties do qualify you to be eligible for a Golden Visa.
Can I Own Multiple Properties to Meet the AED 2 Million Requirement?
Yes. Investors can own multiple properties as long as their total value meets or exceeds AED 2 million.
What Happens If I Sell My Property After Getting the Golden Visa?
If you sell your property without reinvesting in another qualifying property, your Golden Visa may be canceled.
Can I Apply for a Golden Visa If My Property Is Mortgaged?
Yes. Mortgaged properties qualify, but you must have paid at least 50% of the property’s value. You will also need an NOC from the bank.
How Long Does It Take to Get the Golden Visa?
The entire Golden Visa application process takes between 2 to 4 weeks, depending on document verification and approval.
Conclusion
Dubai’s Golden Visa through real estate investment is a fantastic opportunity for long-term residency, financial growth, and business opportunities. If you’re looking for a secure and tax-free environment, investing in Dubai property is a smart move.
Are you looking for a property that will make you eligible for a Golden Visa in Dubai?
👉 Book a consultation call with me today to get expert guidance on securing your UAE Golden Visa through real estate investment!
